'Your Brand' + AffordAssist Interest-Free Deferred Deposit Solution.
A Smarter Alternative to Cash Deposits:
You:
1%
AffordAssist Deferred Deposit
No-Interest
9%*
Home Loan:
90%
* You contribute a minimum 1% part-deposit. The deferred amount is flexible — defer up to 15% over 10 years — and it’s always interest-free. Pair with a home loan: 80% LVR (no LMI) or 90% LVR (incl. LMI). Refer to AffordAssist for eligibility and details.
Together
Your brand is a Real Estate firm that offers professional property expertise to Property Investors and First Home Buyers.
A Smarter Alternative to Cash Deposits
Your brand + AffordAssist means you can buy sooner and keep more equity.
Once approval from AffordAssist is confirmed the loan can be obtained. A property is selected, you can then proceed to settlement.
Footscray, VIC
PLATYPUS Exclusive:
3 bed apartments from: $1,075,000
Limited Allocations:
> Holding deposit $5,000
> Initial part-deposit, from 1%
> Balance of deposit, defer up to 15% over 10-years, No-Interest
> Optional: 80% LVR (no LMI) or 90% LVR home loan (incl. LMI)
> Buyer gets 100% title at settlement
Estimated rental appraisal for available apartments:
$880–$1,000 per week
Complete and ready for occupation:
Strata: $3,221 per annum (est.)
Council: $2,887 per annum (est.)
Water: $737 per annum (est.)
* Balance of deposit and Loan LVR may vary, refer to AffordAssist for eligibility and details.
PLATYPUS is a charity registered with the Australian Charities and Not for Profits Commission (ACNC). Offers properties to purchase with the AffordAssist Deferred Deposit Solution.
AffordAssist
Intending Purchasers apply to AffordAssist for a “Deferred Deposit Agreement” (DDA) and Deposit Certificate.
AffordAssist seamlessly integrates with existing lending and property contract of sale processes, the industry-leading governance provides systems, risk management and enables better outcomes for all stakeholders:
Loan settlement – The Deposit Certificate confirms adherence to the governance process and forms part of the settlement funds.
Property settlement – The Deferred Deposit Agreement (DDA) forms part of the contract exchange and manages the balance of the deposit payments.
Home Loan Paired with AffordAssist
Eligibility to secure a Home Loan is based on the applicants annual income and outgoings including payments under the Deferred Deposit Agreement (DDA).
With an AffordAssist-accredited mortgage broker, your Deposit Certificate may be approved within just a few days.
Borrow Smarter: Buy sooner. Build equity sooner — without extra loan debt or pressure on family — and pay significantly less interest when you pair your home loan with AffordAssist.
→ Example: Defer $100,000 No-Interest = means you can buy sooner, keep more equity and significant savings.
100% Title Ownership
At settlement, the purchaser becomes the proprietor of the property — 100% title.
The deferred amount is paid to PLATYPUS, with No-Interest, using one of three options:
1) Periodic payments over up to 120 months. No shared equity. Limited apartments available.
2) Lump-sum payment, plus the shared equity portion, within 10 years. The shared equity proportion matches the deferred deposit amount.
3) A combination of periodic payments and a lump sum.
The AffordAssist Interest-Free Deferred Deposit Solution—A Smarter Alternative to Cash Deposits
Customer Care
Book a short 10–15 minute call to explore how Your brand and the AffordAssist Deferred Deposit Solution may work for you. Available 7 days a week, 8am–8pm. Click here